Care that shouldn’t wait.
- Decision in real timeApplying takes a minute — the answer comes right away.
- Interest from 4.9 %Your rate depends on your credit capacity — see it before you sign.
- No down paymentGet the money without paying anything upfront.
- Smaller payments? Convert.Turn your loan into a credit line and pay less per month.
How it works.
Dental work, treatment, the appointments that shouldn't wait — spread the cost across a year or more.
- 1Pick an amount and periodSet the amount and period — the calculator shows the monthly payment live.
- 2Finish the applicationAdd your personal and financial details. No paperwork.
- 3Get a decision and signA credit decision can take as little as 30 seconds. Sign the contract digitally and you’re set.
- 4Money on your accountOne transfer straight to your bank account — usually the same business day.
How fast do I get the money?
The application takes about two minutes with Smart-ID or Mobile-ID, the decision is automated, and after signing the money is usually on your account the same business day.
Do I need to say what the loan is for?
No. Our loans are freely usable — we don’t ask for receipts or proof of purpose. Pick the amount and period, and the money is yours to direct.
How much can I get?
The health loan goes up to 10 000 €, repaid over 6–120 months. We review your application and offer the highest amount your finances comfortably allow.
What if I want to repay early?
You can repay part or all of the loan at any time without a penalty. Interest stops on the repaid amount immediately.
What affects my personal rate?
Your credit profile — income, existing obligations and payment history. The calculator shows a representative example; your personal offer is confirmed after the automated check.
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